What is travel hacking? It’s the way to get the most out of your credit card rewards to fund your vacations. We like to use a few specific credit cards between my husband and myself to maximize the amount we can spend on our flights. Prior to becoming Disney Travel Agents. We went 7 times in 8 years. (Our oldest child is 8 years old.) In 2019, we went twice. How does 2 middle-class Nebraskans (402 is our area code, hence our name) travel that much? Let me detail it below:
Chase Sapphire Preferred
- Click Here If you use our link, we get points too. Which translates into more flexibility for trip bonuses for you from us.
- Currently, you need to spend $4,000 in three months to walk away with 50,000 points plus. (December 2018)
- Our typical trip to Disney is one week at an All-Star Resort, 5 park days and the dining plan. You are usually looking at ~$4,000.
- When we book our Disney trip, we receive our 50,000 points plus 2 points per $1 (because it’s travel) then we have $500 + ready to spend on airfare for our next trip or (if there is availability) for the trip we just booked.
- The BEST part is Chase’s Travel cancellation policy.
- The $95 annual fee is waived for the first year. (Put a reminder on your calendar to cancel the card and move your points to another card.)
- The goal is to get 1 point to equal 1 cent.
- Every trip we grab a new credit card to fill our “flight fund.”
- Repeat with your spouse applying for the credit card. (It’s important not to put your spouse on the card. This allows for 2 different card bonuses to be used.)
This only works to your advantage if you pay off your credit card every month!